Issac – A Case Resolved Through Arbitration
The following case demonstrates how as attorneys we are able to help our clients with more than just settlement or verdict money. Isaac was born in Columbia and had recently fallen on tough times. He was unemployed and had no medical insurance to speak of. To make matters worse, he was injured in a serious car accident with a pickup truck on Saugatuck Avenue in Westport as he was returning home from dropping his wife off at work.
Isaac initially denied medical treatment at the scene but was persuaded by emergency responders to go to the hospital. While at the hospital, Isaac had a CT scan of his back that showed several herniated discs at multiple levels. He was given muscle relaxants and pain killers and was urged to follow-up with a neurosurgeon or neurologist for re-evaluation.
But Isaac was already concerned about his medical bills. He and his family could barely make ends meet as it was. He felt badly that his wife was the sole supporter. He did not want to be responsible for making their financial situation even worse.
As time went on, Isaac began to experience more and more numbness down his legs. When he began to experience difficulty holding his urine, his wife took upon herself to get help and began researching attorneys. When we got a chance to meet with Isaac and his wife, it was clear his condition was deteriorating. Although often times in these situations we resort to chiropractic care which we can arrange for fairly easily with a letter of protection, Isaac’s condition demand more special attention.
Generally speaking, we try to dissuade our clients from taking out loans against their cases. Not only are they provided at exorbitantly high interest rates, they almost always make it more difficult for the case to settle in the end. Processing the cash advance paperwork is also time-consuming and labor intensive. Our staff’s resources are far better applied actually working on our cases.
In our view, Isaac’s situation was different, and we were aware of companies that offered to pay a person’s medical bills up front and wait for reimbursement. Isaac was lucky in the sense that the person who hit him had a large insurance policy which was a prerequisite to getting the funding company to put up such a large sum of money. Through a lot of coordination with the funding company, Isaac’s physicians and the hospital, we were able to help Isaac get the multi-level fusion that he otherwise could never afford.
While we are certainly proud of the $760,000 recovery we obtained for Isaac, we are more proud of knowing we helped him during a very dark time in his life when he felt he had nowhere to turn.